A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.
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Notes -
What's your opinion of USAA in this regard? I use them for their insurance offerings, but I've found that Navy Fed tends to be better for the online banking & credit card offerings.
I was really pleased with how USAA managed the minor - to - adult transition.
I keep a small bank acct and a cc with USAA because I have had them forever. They were also one of the few banks that would issue my 5th grader a cc on my acct (she was going on a school trip out of the country and I wanted her to have an emergency card). Other banks, including BofA and NASA FCU required an older minimum age. I appreciate being able to talk to a real human to get things sorted out and I feel like they work with me rather than against me. Financially, I agree that Navy Fed is generally better - that's my daughter's daily driver. I will always use USAA for our home, auto, and umbrella insurance. They have been fantastic to us.
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