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birb_cromble  3d ago (text post)   520 thread views

Weekly Finance Thread - 2027-07-04

A weekly thread to discuss financial matters - from personal all the way up to global.

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  • Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
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  • Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
  • Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.
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Can't blame you, I'd do something similar if I could afford to.

What are you moving into? Global equities? Farmland? Gold seems to have acquired risk asset characteristics this past year.

Medium maturity diversified first world treasuries, money market funds, and a smaller proportion in developed world ex-US low PE, value equities with very little debt and what I judge to be very limited exposure to financials or tech. Some in IG credit funds that are again have limited or no exposure to finance, tech or media (the latter because I think it’s one of the first things to fall to AI disruption). If my work didn’t restrict me I’d probably keep a few high conviction emerging markets bets, but that’s only because I know what I’m looking for.

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