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birb_cromble  2d ago (text post)   823 thread views

Qeekly Finance Thread 2026-10-31

A weekly thread to discuss financial matters - from personal all the way up to global.

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Reading that article I see that we are capped at 10k of those bonds per year. Is that right?

Yes. 10k per individual. There is also a "gift box" loophole, where you can buy an unlimited amount to be gifted, then gift them to yourself.

I've seen that limit be the basis for an argument that they're designed specifically for the upper-middle-class: people for whom 10k/year matters, but who can afford to save 10k/year (or 20k/couple) after 401ks/IRAs. Not sure how well that argument takes into account that the limit hasn't been increased in... a decade? Two?

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