A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.

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Notes -
Yes.
Ok, and how does that play into the affordability crisis, or whatever you want to call it?
For one thing I guess it means that there's a pool of buyers (current homeowners) who are not sensitive to interest rate or other affordability concerns when looking at houses -- so demand does not (necessarily) exceed supply?
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No idea. I'm not OP, just an annoying guy with a theory about why 27% of sales being non-financed is reasonable.
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