domain:putanumonit.com
oats_son
12m ago
I'm sure you all are tired of evo-psych stuff, but why do women like to travel so much? I think traveling to a different country would be kinda cool but I'm really not as crazy about it as most women seem to be. To me, there's other higher priority things that don't cost so much and don't require a ton of planning.
ArjinFerman
Tinfoil Gigachad
21m ago
What? They weren't even attempting to reach orbit with this one.
https://www.spacex.com/launches/starship-flight-10
Starship completed a full-duration ascent burn and achieved its planned velocity, successfully putting it on a suborbital trajectory.
TheDag
Per Aspera ad Astra
28m ago
Great timing on the tag, it looks like they made orbit tonight. https://x.com/SpaceX/status/1960179929204596907
Thanks for the bet, I have to admit I was sweating a bit by launch 10. Happy to discuss but as I understand it landing in a stable orbit was the main bet.
Glassnoser
34m ago
I don't understand your confusion. What's the difference between those categories, in your mind?
The difference is that the emergency fund is something you feel the need to separate from your regular savings and refill by spending much less money while you do so. If you were spending your regular savings, you wouldn't let having to buy a new car change what you else you spend. The cost would be spread over decades or even generations.
Any car with a market value high enough that a bank would consider financing it is going to be depreciating at a rate I'm not comfortable being liable for.
I don't know what you mean by being liable for depreciation.
There will be interest, at rates likely higher than Ultrashort Treasury yields.
But less than the expected rate of return of the S&P 500.
If I want said interest payments to be less than ~11%, the financer will force me to purchase Collision coverage (and I remind you, avoiding purchasing this was the entire point of opening this thread in the first place.)
This is higher than I would expect. I just got a call from a car dealer offering me about 4%. Maybe that's with insurance. This makes little sense. I can borrow at about 8% I believe from my unsecured line of credit. Why would the interest rate on a car, which is secured loan, be higher than that?
If interest rates are really that high, then maybe it's a bad idea to lease, but still, I don't see the logic in eating rice and beans for six months to recover the expense. You can spread it over your lifetime by just having less savings.
Evo-psych makes a bad turn when it tries to explain behaviors this specific. It's a sign of status, simple as (which can flipbvalance depending on the time period and conditions, like beingbtanned vs. being pale). The costs and the planning are a part of the point, as they gatekeep those that can't afford it.
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