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WhiningCoil

Ghost of Quokka's Future

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joined 2022 September 04 23:24:47 UTC
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User ID: 269

WhiningCoil

Ghost of Quokka's Future

6 followers   follows 0 users   joined 2022 September 04 23:24:47 UTC

					

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User ID: 269

Verified Email

I saw a peak behind the curtain when a buddy of mine negotiated with his credit card to forgive his debt.

It turns out, when the CC company forgives your debt, they get to write it off, and it gets put on you as income. So, to give you an idea of how it worked out for my buddy. He lived his best life in his 20's, struggled to pay off his credit cards, got it negotiated, and had probably low 6 to mid 5 figures "forgiven". A sum of money which after 10 years of struggling with the debt, and generally making payments, probably bore no relationship to the amount he actually borrowed. He was then hit with a tax bill on that "income" so high he had to sell his jeep and cash out his 401k to pay it off.

I can only imagine how phenomenal this is for the companies bottom line, and all their shareholders. They get to generate virtually unlimited tax write offs. Every bullshit fee they ever stick you with is win/win for them. Either you pay it, or they write it off in which case you pay the government ~25% of it.

So, in a way, the tax code is the government bailing out the creditors. They get to make up an outrageous almost nonsensical amount of money you owe, forgive it, and then push the tax burden onto you adding insult to injury.

Generally I ignore WotC. I think it was some 5-10 years ago a bunch of their higher ups said something like "We need less white dudes in this hobby" and I decided not to give money or attention to people who hate me. But a buddy of mine sent me this video reviewing a book of short adventures WotC published. His conclusion is that WotC has forgotten how to design adventures. Cool dunk bro.

But it occurs to me, a few days later, what might really be happening. Because all these adventures are criticized for being too linear, too bare bones, no room for fleshing out a world or inventive problem solving. And I think, not unlike how D&D in the 00's had MMO/Video Game envy, and aspects of it's design leaned into what they thought people wanted in MMOs and other CRPGs, I think D&D in the current era has Youtube envy and is trying to lean into what they think people want when they watch Critical Roll.

Because short, on rails adventures are perfect if all you want to do is play a session about as long as a youtube play session, and act out imitations of what you saw watching other people play D&D on youtube.

I donno, it's a theory. I have no interest in exploring the current era of D&D products to confirm it, on account of them hating me and all.

Sometimes I wonder if "the powers that be" have arrived at the conclusion that letting 20-40 year old women run up insane amounts of credit card debt, that they then pay the minimums on until they die on welfare, raises the GDP more than the alternatives.

At a certain point, the credit card debt is just made up money. When you pay the minimums, you pay so many multiples of what you actually borrowed it's a joke. If you default after paying back 3x the money you borrowed over 20 years, yeah, there is some opportunity cost for the banks that lent you the money, but nobody lost money in absolute terms. And hyper consuming childless 20-40 year olds probably raise the GDP a lot!

That the well dries up eventually... well... there's a new sucker born every minute. And if there aren't enough the US... well... you know my shtick already.

I do sound like someone who's worn blackface, don't I?

Maybe having no education in high school causes skills to decay? I wonder if these kids scored as competent in middle school math; my bet is that they did, though probably marginally, and they've simply regressed.

You know what surprises me? I don't think I've seen a woodworking video where the woodworker does their own math. I understand mathing fractional inches takes a little bit more effort than decimal cm, but it's all still powers of two. And yet, almost everybody I watch whips out a cell phone, relies on CAD software, or avoids mathing entirely by marking their workpieces against the actual dimensions of the partially completed project.

Apparently that last method is actually the best as compounding errors/imprecision always throw off your calculations. But I feel like my point remains.

Did none of these people ever learn how to do fractions? Even 10-20 years ago when our education system supposedly functioned? I doubt it. I doubt it's just students that are being cognitively mutilated.

10 years from now, are we seeing a new sub-class of horrifically incompetent 30 year olds? If so, how does that change policy outcomes.

Infinity Indians. I'm not even joking.

I wish I could form an opinion on this, but there is simply no good data. Kids today are fucking stupid, sure, that's a data point. Is it because of screens? Is it room temperature IQ third worlders? Is it Asian cheating rings? Indian fake credentials? Decades of teachers being activist forwarding a social agenda instead of teaching the "Three R's"? All of the above? None of the above?

We'll never know, and we'll never fix it in time. The default option is to mass import workers from countries that at least fake teaching more convincingly, so that's the option that will be taken. This study won't contribute to any positive change what so ever, and will instead by another talking point behind the further ethnic cleansing of the nation.

In my extensive experience living among them, most federal employees are less than mid-wits, chasing good boy points in the form of the asinine federal employee leveling system. Many of them possess no other skill than jumping into meetings, filling out time sheets, and taking training courses. Every person you've ever suspected is too stupid for any productive work what so ever has a spot waiting for them in the federal government. All the most useless people I've ever been forced to work with hide behind a .gov email address. Literally every scrap of productive work is pushed off onto an endless series of contractors. And that's not even to claim all contractors are above board either. See my previous rants.

Not only do they not have any savings, but they likely have so much debt from keeping up with the Jonses that missing a months pay is what pushes them over into default.

I said rarely, and sure enough, the vast majority of the messaging the DNC is A/B testing through proxies does not appear on that page. Do you deny that the DNC practices indirect messaging through proxies? That when certain people speak in public, despite not being the living embodiment of the DNC, they are speaking for the DNC?

The is rarely such thing as "DNC messaging" in the manner you seem to be expecting. The DNC does not issue proclamations from heaven on DNC notarized stationary.

It's constituent members directly, and frequently indirectly, launder their talking points through proxies. If I have to defend the ultra literally, actually never happens "The DNC says", which flies in the face of everyone's understanding of how politics actually works, and what people understand it to mean in colloquial terms to say "The RNC says" or "The DNC says", then for all intents and purposes the "DNC" as you expect it to speak with one unambiguous and authoritative voice doesn't exist.

If you want to move the goalpost past "Is a long standing and high profile member of the Democratic caucus" be my guest. At that point the DNC doesn't even exist anymore. It's like Antifa, it's just an idea.

Sanders definitely doesn't represent the DNC.

Yeah, he just almost won the Democratic primary, twice, and was an appointee in the Biden Administration. Not a Democrat at all really.

So what your saying is, making Trump our king to keep the government from shutting down again is just as viable a political strategy as demanding infinity dollars for special interest groups?

I exaggerate, but that's the directionality here. Republicans could have ended the shutdown by fundamentally changing how the senate conducts business. Trump even wanted them to, because then they could ram through whatever he wanted. I'm all for it! I just never thought I'd hear those same words out of someone arguing the Democrat's case about why Republicans should own the shutdown.

Glad to hear we're united in our aspirations for Trump's agenda to be completely unimpeded. Too bad Republicans didn't own the shutdown like you say they should have and done it.

That's fascinating. So your contention is that Democrats are mad that Republicans didn't end the filibuster?

I linked to a Democrat celebrity, who then embeds numerous Democrats, including Bernie Sanders, complain about the traitors who reopened the government.

Here it is on it's own.

https://x.com/SenSanders/status/1987718655736528939

I know the first clip was a whopping minute and 19 seconds, so it was hard to watch the entire thing. This one is even longer, a minute 39 seconds. Good luck.

I'm mostly experience whiplash from the DNC messaging. I wonder at the hypothetical bugman who just uncritically believes all of it. Because in the span of hours, we went from "This is a Republican shutdown" to "Who are the traitorous Democrats who caved and allowed the government to open again?"

Ah well. No helping it.

Define “they”.

The people who voted for Jay Jones.

It barely matters. The goalpost just shifts to them having been correct to do so, because the axiomatic belief is that Trump must be destroyed by any means nessecary. They are already electing officials that gloat to the opposition about wanting to see them murdered. You think they care about corrupt investigations at this point?

I almost beat Ys Chronicles 1. Got to the final boss, decided it was bullshit I'm too damned old for, and watched the ending on youtube before I started cussing at it.

I think I just should have played the game on easy instead of normal. It has some awkward difficulty spikes that after a few tries I was able to overcome, and for 99% of the game normal felt about right. But the final boss was just too much bullshit. Constantly drops meteors on your head to dodge, they explode into more bullets turning the scenario into a bullet hell. Then whenever you hit him, he deletes the part of the boss arena you were standing on when you did it. After 10 or so hits, while dodging all around the screen, while trying to chase him down as he's bouncing all over, you tend to find yourself boxed in.

Watching the final boss fight on easy, it took few enough hits for that to not be an existential problem. But you can't switch the difficulty, so if I want to beat the game on easy, I have to start over.

I'm just too damned old for that. Alas.

So I read The Master Mind of Mars, the 7th story in the Barsoom/John Carter series. It was aggressively mediocre. Each of these stories has pretty boring, one dimensional characters that are either all good and honorable or all unrepentantly evil and consummate liars. The redeeming quality of Barsoom is usually at least one, single good sci-fi hook or mystery, and some slightly above average action. The hook for this one was a scientist who can swap brains in bodies. It was not his best hook, and the by the numbers "Go and save a girl" story was only complicated by the fact that the hero was trying to save her body to put her brain back in it. Would not recommend it really.

Yes, the enemy of the people are excellent at telling only the truth, but still leaving you believing a lie.

VA does not allow Governors to run again immediately. I think they can wait out a cycle though?

I feel like I should know this.

private messages between friends.

This is a lie. They were not friends, unless you think everyone you work with, even in an adversarial manner, is your "friend". This was sheer gloating directly to a political rival on the other team. He directly said these things, while a Democrat state legislator, to another Republican state legislator, while they were both serving, in the aftermath of a 3rd state legislators funeral.

That's the sort of unhinged psychopath that now has top legal authority over me and my growing family of "little fascist".

There is no bottom. Jennifer Welch reacting to a clip from Virginia where normie democrats were talking about being glad Charlie Kirk was dead, and might want the Republican Media Person interviewing them to be murder too was right. Murdering Republicans is a winning campaign platform, and Democrats need to get with the message or be left behind.

God help us all.

Yes. I am in a dark, dark place right now.

Listen, I can't go solving Britain's problems for them. If they want to see my woodworking projects, they're just going to have to fedpost