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Culture War Roundup for the week of July 15, 2024

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Not connected to any current culture war, but this dead bird thread is nevertheless interesting.

What is missing from nearly all HBDIQ discourse is how modern society is one big incomprehensible Kafkaesque prison for the left part of bell curve. Dealing with omnipresent bureaucracy and jumping through constantly changing hoops is hard for any of us here, who mostly can claim the title of elite human capital.

Now try to put yourself in the shoes of high school dropout, and imagine to deal with car or health insurance (or health care in general) or other things you need to live. And it is getting worse and worse, with no end in sight.

This is why I always get the bare minimum insurance legally possible. Self-insuring is much simpler; I understand that I am on the hook for anything other than $10,000 worth of damage to other people's stuff, and act accordingly. If their insurance covers me when they total my car, great; if not, or if I am the one that crashes my car, I'll just have to buy another car. It helps that I have never owned a new or expensive car; all my cars have been 10+ years old and worth only a few thousands of dollars on the used market.

But most people are constitutionally incapable of saving money for some reason, so this is not an actionable plan for them.

Similarly, when my job offered me a bunch of different health insurance tiers, I deliberately picked the ones that would deduct the least from my paycheck, on the idea that I probably wouldn't be able to navigate the insurance bureaucracy anyway (I was right; my contract was not renewed, and I barely got a couple of primary visits before my benefits lapsed). I am aware of my own limitations and deliberately try to opt out of interacting with complicated systems whenever possible.

Which is also one of the reasons I have a prepaid phone instead of a monthly phone contract. It's so simple; account balance is near zero or time is expiring means I need to buy another card, same as I buy gas when the tank is empty. What could be simpler than that?

From the perspective of most people, insurance is just another name by which someone else should pay for you.

But most people are constitutionally incapable of saving money for some reason, so this is not an actionable plan for them.

It always cracks me up when five-figure-earning somewhat or very online Westerners complain about things being too expensive when they just must live in high cost of living areas. That they must have furbabies who they spend thousands on each annually. Single mothers complaining about how it’s all so difficult and expensive, especially since men are too shitty to Step-Up.

If only there was some other option than to live in high cost of living areas if you don’t make much money and/or are low in human capital, some way to not have become a pet-owner or single mother…

There’s also the men who complain how expensive vidya is. The women who complain about how expensive makeup, nails, and regular new clothes are (expenses that the patriarchy forces upon them and that the government or someone else should pay for, or at least subsidize, of course).

There’s also the men who complain how expensive vidya is.

Skill issue. I have a whole-ass algorithm for getting games on the cheap using Steam. Namely, you may add any game you want to your wishlist. However, you may only BUY the game if the following conditions are met:

  1. The game must be on sale. Steam does so many sales that there is no point to ever buying a game at full price.
  2. The game must be at its lowest price ever. If it was that price once, it will be that price again. You can check a game's lowest price on SteamDB.
  3. The game must be at least 5 years old. This ensures that a game has had time to be patched, had all the DLC released, gone down in price, etc.
  4. The game must be under $19.99. Anything more than that means it's still too expensive.

By following this simple algorithm, you can usually get games that retailed for $50-$60 brand new a decade or two ago for $5 or less.

A note on bundles: Only buy bundles if every single game on the bundle follows this list. Otherwise, the bundle discount will be more than outweighed by the extra price you will pay on the non-compliant items.