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Small-Scale Question Sunday for August 17, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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With all of the enthusiam of Ben Affleck, I figure that I should put some of my investment portfolio into Bitcoin. I expect that it'll move independently of or in opposition to the dollar. What is the boring approach do that, adjusting a boring set of current allocations across the usual boring large investment companies?

Thus far bitcoin has largely tracked US equities with higher beta. Given that bitcoin shares an investor base with leveraged magnificent 7 etfs, with many day traders, growth funds, FAANG gamblers and venture capitalists, the expectation would be that in the next financial crisis and stock market collapse that it would suffer a great fall in value. There has never been a prolonged global financial crisis in bitcoin’s existence.

There has never been a prolonged global financial crisis in bitcoin’s existence.

Clearly Bitcoin is warding off large financial crises!

More seriously, this has been my main logic for never going all-in on BTC.

All-in would not fall under "boring". I'm pretty much looking for different ways to manage sequence-of-returns risks, before I pull the trigger on retirement.