A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.

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Notes -
I need $43,200 to pay for yearly expenses. Unemployed, no degree, spent 5 years programming professionally and am utterly burnt out. I've got about a year to figure it out. My current plan is:
Mostly I'm wondering whether anyone has ideas for a potentially better or more braindead job, and the medium-term viability of tutoring provided I can get a 99th percentile score on LSAT/GMAT.
Why not try a different company and continue to code? There are better teams out there if you are tired of the process side rather than actual coding side.
Why I think it’s worth trying is you might want to avoid nuking your lifetime earnings potential
I'm not great at programming and lack credentials and non-crypto experience. Give me a year to hammer out a degree and I think I could get a fine programming job, but I was never able to do programming in a healthy way anyways. When I regain some steam I plan to get a business degree or something.
I'm not fully ruling out programming; it's more that if I'm already starting from scratch anyways I might as well pursue a career in a field that might suit me better. If you're aware of a programming job that offers interviews based solely on IQ tests or leetcode performance, though, sign me up.
Unless you are doing accounting a business degree is fairly worthless. You can just do business and learn as you go.
I want a business job. How else do I get one without a degree or connections? So far I haven't even heard back from entry-level positions I've applied for (e.g. glorified customer service at financial companies).
Maybe it’s useful for showing interests. I don’t think there is a lot of actual learnings in most business programs.
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