A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.

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Notes -
There is a serious potential I only have to work for 3.5 more years and can retire in my mid 40's.
The equity I was granted at my new job has already doubled in value. It vests over 4 years (3.5 years to go), but even it's value now is enough to push me over into never have to work again territory. The rest of my portfolio, after a very choppy beginning of the year, finally appreciated by my take home pay at my last job.
My work life balance is shit, especially with the newborn, but if I retire when he's 5, that's tons of time to spend with him while I do shit I want to do, like make video games in 6502 assembly.
I just have to hope when the other team comes into power, as they always do, they don't decide to virus bomb my office building for having done suspiciously well under the last administration.
I'm in a similar place - mid 40s, could theoretically retire today at my current lifestyle. The thing is, I actually like my job, and I'm not yet projecting a success rate where I actually feel comfortable making the plunge. Right now my plan is to keep working, and have "retire" in my back pocket in case I'm ever laid off.
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