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birb_cromble  1d ago (text post)   549 thread views

Qeekly Finance Thread 2026-10-31

A weekly thread to discuss financial matters - from personal all the way up to global.

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This weeks roundup:

The Fed has decided to hold at 3.75-4.00%, despite inflation rates remaining over target. Two votes dissented. Official communication indicates that more data is needed before another increase, while critics argue that the hold is due to political pressure around the upcoming election this week.

The Fed seems like they're stuck in a tight spot, if you believe the thesis that inflation is currently being driven by policy choices that are independent of interest rates.

[https://www.sec.gov/Archives/edgar/data/2130357/000162828026067168/anthropicpbc-sx1.htm](Anthropic has disclosed its S-1 to the public). Reporting has been highly variedso far, with something akin to Scott Adams' "two screens" metaphor happening. Bulls are focusing entirely on operating income and claiming that accounting losses on convertible notes are immaterial. Bears are focusing on a noteworthy lack of Q3 data.

Personally, I am not particularly impressed. But I'm very interested in bullish takes that don't involve the phrases "recursive self improvement" or "super intelligence".

Tech stocks stumbled this week as investors have grown anxious about cash flow. Google and Amazon, in particular, saw dips. Whether this anxiety persists remains to be seen.

As mostly expected, fixed I-bond rate is rising to 1.4% as of November 1, composite rate will be 5.51% for the next six months.

I actually plan to suffer through using Treasury Direct this week and buy some.

They say the best time to buy is towards the end of the month because then you get the interest for the whole month.

Yes. Buying on the 30th (as long as the transaction goes through on time; I think it's a "next business day" situation) gives you the exact same payout as buying on the 1st. So you won't earn much more leaving it in a savings account or MMF up until that point, but "less than a month of interest" is still more than "zero".

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