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PaperclipPerfector  2mo ago (text post)   3313 thread views

Small-Scale Question Sunday for February 18, 2024

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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How are you changing your investment/savings strategy as AI timelines get shorter? I’m still in my boring ol’ index funds but have decreased my savings rate down by 5-10%.

I know very little economics, but the popular sentiment seems to be that interest rates will get very high and raw capital will be incredibly important in a post-AGI world. Does this matter for the average person like me who just wants to be financially independent in his 40s?

On a slightly different note, what do you guys spend your money on?

I have a very high savings rate primarily because there isn't really anything I want to spend my money on. The only major expense I see among peer that I don't have is traveling.

Car, rent, and food uses up most of my after-tax income.

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