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A big part of the problem with Western modernity is universal human rights, not in a “some people shouldn’t have rights hahahaha” shitposting way, but in the sense that some people struggle to function in modernity and must, for their benefit and the benefit of wider society, live with a lesser amount of both liberty and responsibility.
We understand this in some cases, people with down’s, late stage dementia, low-functioning autism. But those one or two cognitive steps above them have been granted, by the courts, almost absolute freedom. This was the second components of the emptying of the asylums.
Modernity is complex and confusing, I think Moldbug makes the point that plenty of people who would have been quite capable in historical situations struggle to function in their interactions with the modern state, modern employment market, modern social customs, subtext.
These people don’t deserve to be slaves. They have value as people, and in our materially abundant and prosperous society they should be supported in finding their happiness. But, in their interests and those of wider society, they shouldn’t be as free as us either.
There must be a stage between liberty and being a total ward of the state. A half-freedom.
I think about this a lot lately. I've been religiously watching Caleb Hammer's Financial Audit this year. Apparently this year in particular older fans of the show have complained that it's devolved into Caleb Springer, and all the dysfunction of humanity is paraded in front of the camera with a thin veneer of "Lets look at you finances" after 60 minutes of discovering what a low functioning member of society they are across the board.
That said, the same themes keep coming up again and again. Employment has gone totally fucky, and you need to SEO your resume and tailor it to each job application, probably using AI to save time. Because everyone is getting spammed with thousands of AI generated resumes for even entry level positions, so git gud. I'm not sure this is a state of affairs we should accept for mid-wit level career opportunities.
The second is that feeding yourself is fucked. Generational knowledge of how to make thrifty healthy meals has been lost, and low functioning individuals constantly struggle with the impulse to door dash poison, and finance it to boot. That said, cheap staples like beans, rice, etc are still widely available. So it's not totally impossible, and it helps if you were raised right.
The third is that there are arrays of predatory credit vehicles that would blow your damned mind. I knew about how terrible it was to run a credit card balance, and I knew payday loans were predatory to a point of exciting legal scrutiny. I had no idea there was a whole world of credit apps build directly into shopping apps. Pay in four, Klarna, other crap I'm probably not spelling correctly because somehow I've never actually been exposed to it personally. And seemingly the prevailing wisdom is at 18 you get a credit card, max it out because it's "free money" and then pay the minimums your entire life. Sounds like a fair trade, a few months of zero impulse control, followed by paying only a few hundred a month forever. I'd say it's just the show, but then I think back to my 20's and all the people I knew, even educated professionals, who did exactly that and were digging their way back out from it. Nobody balances a checkbook anymore, and cash isn't physical so that when you are out you are out. It's all imaginary numbers and notices you can ignore.
And I mean, that's a complexity disease that has hit the three main areas of your life, employment, feeding yourself, and money. It makes me think a lot about how the bar has risen to meet some minimum standard to meaningfully navigate society.
I mean, to be clear, we have a kludge for credit(that’s what a credit score is). Information on how to feed yourself is widely available and you can usually tell when someone uses it. Employment I’ll grant you is harder, but still.
That you need a credit score to function in society as a whole should be illegal.
Yes, yes, I know, I know. I'm very well aware of how and why credit score functions. I get it.
I was still very well put out when I had to go purchase a new car unexpectedly, only to have the guy who went to check my finances come out and stare at me like I was some lost crytpid and blurt out 'You have no credit score.'
Yes, because I grew up around adults who abused credit cards and paid the consequences and who had no desire to go down that road, thank you very much. Only to find out late that, gee whillickers, if you want to function as an adult in society for some things, you actually need a credit score, and for that, you need a credit card.
Why, yes, I'm still salty about that. How could you tell?
(And before you ask, all my previous vehicles were old, used, family hand-me-downs.)
Credit cards are truly evil. I mean, I use them. I've used them for 20+ years and never had a single finance charge or fee ever, while accruing thousands of dollars in cash back rewards. They paid for my Switch 2 in fact.
But they're still evil. The yawning gaping pit they represent, which I have to balance on the edge of every time I run up their balance each month (within my budget) and then pay off in full is nightmarish. Because there is nothing stopping me, besides 20 years of inflexible habit and discipline, from just YOLOing with the nearly $40k of available credit they make available to me.
I watch some of these Financial Audits, and people's minimums on all their cards is over the amount I manage to save each month. I'll watch someone my same age, my same income, and they are looking at 5-10 years of aggressively budgeting and paying off debt to get back to zero. Meanwhile my assets appreciated more than my annual salary the last few years. But in another timeline, with only slightly different choices early on, I could have been them.
Half these people, when asked about a specific credit account, just go "I don't know, they just gave me that card when I bought X". X could be a car, a new roof, a large plumbing job, etc, etc. Like in my driveway story below, fucking everything is trying to get you to sign up for a new credit card now. People unthinkingly just take them. "Yeah, more free money" they think.
As I've gotten older, my arrogance at being part of the Credit Card Master Race has waned. Fuck them.
Once in a while The Motte ditches culture war and sounds admirably left populist...
As one of the ostensible leftists on here this just makes sense. Left wing populism is personally advantageous for everyone who does not have so much wealth they never need to work again. Wealth inequality is so high it is damaging almost every aspect of western societies and the conflict between the upper classes is at the heart of a vast number of culture war issues. The usual consensus here on a lot of issues, like whether we should import an infinite amount of indians to drive programming/IT wages as close to zero as possible, is actually isomorphic to the left populist position (i.e. infinity indians is not a good idea).
This is straightforwardly not true. State owned businesses perform poorly. Europe which has much more left populist crap is a decaying retirement home. Like most populism leftwing populism is very specifically selected for what scratches the grievance hindbrain of the most people listening to just so stories about how homelessness is really caused by the fact that Bezos has a really big yatch.
I'm talking about Labour movements and politics (i.e. how the modern day Anglosphere Labour parties got started). Left wing populism gave us the 8 hour workday and 5 day workweek, and I'm personally glad that I don't work the 12-hour shifts and 6-7 day alternating workweek that private industry would prefer. As for state owned businesses I don't think that you can really say they all perform poorly - there are plenty of them that do incredibly well. Singtel has done so well that it has actually bought and acquired a decent portion of the private cell companies in other countries, for instance. And as for Bezos, isn't a large portion of his workforce reliant on welfare to survive anyway? Amazon is the worst of all worlds - the public purse is subsidising all their expenses in exchange for no return at all.
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