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Culture War Roundup for the week of September 29, 2025

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I recently had an experience with a regular at work that left me in a bit of a dilemma. It has some worthy CW meat to chew on, particularly in regard to some recent events, so I thought I'd share it here.

Let me tell you about Hassan.

Hassan is not his real name, though his real name is similarly classic Arabic. Hassan is an American black guy. Nothing he has said in the years I have known him implies Islamic faith, but the name suggests maybe his parents had interests in that direction. Hassan is tall, in quite good shape, and fairly handsome - a bit like a Temu Young Denzel. As I mentioned, he is a regular, and he seems to like me in particular, so I usually end up chatting with him for a while whenever he comes in. The last time I encountered Hassan he mentioned his desire to leave Jersey for the south (possibly the Carolinas), something he's mentioned on numerous prior occasions. He has issues with New Jersey that we'll get into later, and thinks the south would be a more welcoming environment. But this last time he added that if he were in the south, he could get a gun (he pantomimed a holstered pistol on his hip as he said this), so that he could "be a man" and "take care of business".

And the reason I found this concerning is that Hassan is a textbook paranoid schizophrenic.

The very first time I met Hassan he spent 15 minutes telling me that the government snuck into his apartment while he was out and planted listening devices in the walls. He frequently expresses concern that "they" are out to get him, a nebulous shadowy they who mess with his Social Security Disability payments, try to steal his money, try to lure him into doing bad things, sabotage his employment efforts, and try to take advantage of him sexually.

More on that last bit in a moment.

Talking to Hassan, all of this comes out in a non-stop stream of consciousness type exposition that has never even caught sight of a filter or a reality check. It's as though every thought that occurs to him is taken as literal Truth, and never subjected to any kind of, er, sanity checking.

That said, Hassan is actually quite functional. He lives by himself, handles his own bills and money, cooks for himself. These are accomplishments he is very proud of, that frequently come up during his expositions. He will start by telling me how the people at the Social Security office are stealing from him (AFAICT, that was either taxes or a garnishment of some sort), then veer into reciting all the vegetables he eats because he knows how to eat healthy, he cooks for himself, but these people they not eatin' right and it causes problems, mental problems in they head they be havin' mental problems because they don't eat right, not like him because he eats his green beans, real food that he cooks for himself because he knows how to eat right, act right because he learned it in school, third grade, food pyramid, he learned that here in Jersey in school, third grade, and these other people should have learned it but they not acting right, that’s just Jersey, lotta bad people in Jersey, obsessed with money, takin’ from you, takin’ your money.

Just imagine that sort of run-on sentence going on for 45 minutes.

"Acting rightly" is a very serious concern for Hassan. He is deeply worried about people plying him with drugs, or otherwise enticing him into criminal behavior. He recently managed to get a job at a bakery, but he noticed his boss was sniffling and rubbing at his nose, so Hassan flatly told the man to please not offer or force Hassan to do any coke.

He was fired shortly after for some reason. "They" struck again. Jersey, ammirite?

So, we have a man with an internal filter that is severely misfiring at best, with consistent delusions of enemies out to get him, telling me he wants to get a gun to "be a man" and "take care of business".

I consider myself to be a strong proponent of the Second Amendment, but that conversation made me consider the merits of having a chat with my local police department.

Awkwarrrrrrd.

As that thought occurred to me, it wasn't conceived as a hostile action. Five seconds before that moment I would have happily told you that Hassan was the very model of "Oh, yeah, he's crazy but he's harmless." As my brain first traced that hypothetical report, it was largely directed by concern for Hassan himself. He travels on foot throughout the county, often in bad neighborhoods, but that's always been the case. Has something changed? Is he being threatened? If I were to take that info to the police, it would be in the hopes that they would be forewarned, and able to help him.

And, contrary to popular belief, I honestly believe they'd try, because I've seen it before. Someone called the cops for a wellness check on Hassan, and they caught up to him when I was there. Three of them showed up, because this is a small, safe town with little for them to do, and they earnestly tried to just check and see if the man was alright.

Hassan responds poorly to wellness checks. On another occasion, Hassan was trekking around on a hot summer day, on foot and hauling his old lady luggage cart. A much more successful black man (judging by the car) paused to ask Hassan if he needed some water. Hassan yanked out his gallon jug of water from the luggage cart thing and shook it at the interloper, yelling "You need water?! You need water?! You need water?!" I had a young second-generation Hatian kid working for me at the time, and he thought it was the funniest fucking thing he'd ever seen. He was wandering around the place for weeks afterward, randomly muttering "You need water!" to himself and cracking up.

It was worse with the three cops. Hassan was yelling and agitated and scaring other customers, and I ended up sort of forcing myself into the situation and just aggressively treating him like a normal customer to keep him calm until the cops left (Hassan responds very well to being treated with normal, respectful courtesy. Imagine that.)

You might think it was so bad because of the obvious racial element of three white cops stopping an erratic black man and trying to grill him with questions, but it's actually because one of Hassan's persistent delusions is that The Police want to enter a homosexual relationship with him and he has no interest in doing so. It's not even like specific officers. Just "The Police" in general. All of them, I guess. Hell of a polycule. And it sounds funny, but it's probably actually very sad. Hassan has told me that his deceased father was a police officer, and the interest in a relationship from the cops came from when he was a young man. I suspect that the start of this was his dad's old buddies trying to watch out for the son, but their interest and attention being filtered through Hassan’s delusional paranoia.

Or maybe someone tried to molest him. I don't know, and I can't exactly take his interpretation at face value.

So the optimistic thought of the cops trying to help Hassan while being mindful that he may be armed lasted until the instant it occurred to me that they might try to frisk him, because that could well end in Gay Panic Tragedy.

But really, what right do I have to red flag the man? He has never done anything wrong that I've ever seen. Hassan would walk ten miles out of his way to avoid the appearance of having accidentally stolen a quarter. He might honestly be the most scrupulous person I've ever met - and if part of that is fueled by paranoid delusions, then his paranoia is remarkably pro-social and it might be that this world could do with more of it. By what right should a man that is pathologically righteous be stripped of the right to self-defense?

Well, because his IFF functionality is broken. Because his current modes of behavior may be "pro-social" because his only move when he encounters anything that strikes him as sketchy is to leave. But it's not like the man is powerless now. He's above average in height, and fit enough that I assume he's still doing Presidential Physical Fitness Testing daily, just like he was taught in third grade. If he was inclined to strike at perceived enemies, he could certainly do so by hand. A gun expands effectiveness, it won't add intent where none existed before.

Unless it puts the idea in his head. He's been paranoid and talking about moving to the south for years. Why the gun, why now? Was it a random conversation? Was it the violence on the news, in the air? Hassan strikes me as too focused on daily life for that. It takes nearly 100% of his mental bandwidth to get through his day to day. But I only see slices of his life. If a 3rd grade teacher told him that good citizens watch the news, how susceptible to social contagion would he be?

The final thing that dissuades me from taking a stroll to the station is the fact that we live in New Jersey. Hassan is never going to buy an illegal gun - in the tiny chance that some ne'er-do-well offers him a sale, he would assume he was being set up, freak out, and flee. And if the state that requires fingerprinting and a background check and two character references and a psych history and a sign-off by the local PD and assorted other rules so strict they won't let TheNybber buy a gun... well, if they give Hassan a Firearms Purchaser Card to buy a gun with his Permanent Disability For Psychological Issues money then we have much more general problems. And it's not like a warning like that would carry across state lines, even if the Free Carolinas would take a warning from the People's Republic of Jersey in the first place.

So I'm 99% sure it's a totally moot point. But it raises interesting questions. At what level of non-functionality should people lose rights? Should they, if they've never done anything wrong, in spite of the non-functionality? When I look at things like mass shooters, I will decry playing the partisan blame game when I think the person's thought process is sufficiently disordered - roughly at the level of "GPT2 playing madlibs". Is that a level that justifies preemptive action? If no, does such a level exist at all? If yes, where is the line?

The recent boat guy with the bullet in his brain who thought the "LGBTQ white supremacist pedophiles" were trying to kill him for narrowly avoiding their previous assassination attempts? That dude seems like he might just be broken hardware in a way where blaming any kind of software is just irrelevant. But before the attack he was just filing unhinged lawsuits and expressing wild conspiracy theories (unless there is an LGBTQ white supremacist pedophile cabal, in which case we again have much bigger problems). Is that something a man should have his rights stripped for? If so, is that meaningfully different from believing that, say, the police kill 10,000 unarmed black men per year? Or that Obama is a gay Kenyan married to Big Mike? Even broaching the topic feels wildly ripe for abuse.

Is this whole topic a can of worms best left unopened?

A big part of the problem with Western modernity is universal human rights, not in a “some people shouldn’t have rights hahahaha” shitposting way, but in the sense that some people struggle to function in modernity and must, for their benefit and the benefit of wider society, live with a lesser amount of both liberty and responsibility.

We understand this in some cases, people with down’s, late stage dementia, low-functioning autism. But those one or two cognitive steps above them have been granted, by the courts, almost absolute freedom. This was the second components of the emptying of the asylums.

Modernity is complex and confusing, I think Moldbug makes the point that plenty of people who would have been quite capable in historical situations struggle to function in their interactions with the modern state, modern employment market, modern social customs, subtext.

These people don’t deserve to be slaves. They have value as people, and in our materially abundant and prosperous society they should be supported in finding their happiness. But, in their interests and those of wider society, they shouldn’t be as free as us either.

There must be a stage between liberty and being a total ward of the state. A half-freedom.

Modernity is complex and confusing, I think Moldbug makes the point that plenty of people who would have been quite capable in historical situations struggle to function in their interactions with the modern state, modern employment market, modern social customs, subtext.

I think about this a lot lately. I've been religiously watching Caleb Hammer's Financial Audit this year. Apparently this year in particular older fans of the show have complained that it's devolved into Caleb Springer, and all the dysfunction of humanity is paraded in front of the camera with a thin veneer of "Lets look at you finances" after 60 minutes of discovering what a low functioning member of society they are across the board.

That said, the same themes keep coming up again and again. Employment has gone totally fucky, and you need to SEO your resume and tailor it to each job application, probably using AI to save time. Because everyone is getting spammed with thousands of AI generated resumes for even entry level positions, so git gud. I'm not sure this is a state of affairs we should accept for mid-wit level career opportunities.

The second is that feeding yourself is fucked. Generational knowledge of how to make thrifty healthy meals has been lost, and low functioning individuals constantly struggle with the impulse to door dash poison, and finance it to boot. That said, cheap staples like beans, rice, etc are still widely available. So it's not totally impossible, and it helps if you were raised right.

The third is that there are arrays of predatory credit vehicles that would blow your damned mind. I knew about how terrible it was to run a credit card balance, and I knew payday loans were predatory to a point of exciting legal scrutiny. I had no idea there was a whole world of credit apps build directly into shopping apps. Pay in four, Klarna, other crap I'm probably not spelling correctly because somehow I've never actually been exposed to it personally. And seemingly the prevailing wisdom is at 18 you get a credit card, max it out because it's "free money" and then pay the minimums your entire life. Sounds like a fair trade, a few months of zero impulse control, followed by paying only a few hundred a month forever. I'd say it's just the show, but then I think back to my 20's and all the people I knew, even educated professionals, who did exactly that and were digging their way back out from it. Nobody balances a checkbook anymore, and cash isn't physical so that when you are out you are out. It's all imaginary numbers and notices you can ignore.

And I mean, that's a complexity disease that has hit the three main areas of your life, employment, feeding yourself, and money. It makes me think a lot about how the bar has risen to meet some minimum standard to meaningfully navigate society.

I mean, to be clear, we have a kludge for credit(that’s what a credit score is). Information on how to feed yourself is widely available and you can usually tell when someone uses it. Employment I’ll grant you is harder, but still.

That you need a credit score to function in society as a whole should be illegal.

Yes, yes, I know, I know. I'm very well aware of how and why credit score functions. I get it.

I was still very well put out when I had to go purchase a new car unexpectedly, only to have the guy who went to check my finances come out and stare at me like I was some lost crytpid and blurt out 'You have no credit score.'

Yes, because I grew up around adults who abused credit cards and paid the consequences and who had no desire to go down that road, thank you very much. Only to find out late that, gee whillickers, if you want to function as an adult in society for some things, you actually need a credit score, and for that, you need a credit card.

Why, yes, I'm still salty about that. How could you tell?

(And before you ask, all my previous vehicles were old, used, family hand-me-downs.)

Credit cards are truly evil. I mean, I use them. I've used them for 20+ years and never had a single finance charge or fee ever, while accruing thousands of dollars in cash back rewards. They paid for my Switch 2 in fact.

But they're still evil. The yawning gaping pit they represent, which I have to balance on the edge of every time I run up their balance each month (within my budget) and then pay off in full is nightmarish. Because there is nothing stopping me, besides 20 years of inflexible habit and discipline, from just YOLOing with the nearly $40k of available credit they make available to me.

I watch some of these Financial Audits, and people's minimums on all their cards is over the amount I manage to save each month. I'll watch someone my same age, my same income, and they are looking at 5-10 years of aggressively budgeting and paying off debt to get back to zero. Meanwhile my assets appreciated more than my annual salary the last few years. But in another timeline, with only slightly different choices early on, I could have been them.

Half these people, when asked about a specific credit account, just go "I don't know, they just gave me that card when I bought X". X could be a car, a new roof, a large plumbing job, etc, etc. Like in my driveway story below, fucking everything is trying to get you to sign up for a new credit card now. People unthinkingly just take them. "Yeah, more free money" they think.

As I've gotten older, my arrogance at being part of the Credit Card Master Race has waned. Fuck them.

Once in a while The Motte ditches culture war and sounds admirably left populist...

I mean, it largely comes down to just realizing that the "Doesn't completely fuck up your entire life" use case for credit cards is narrow, and the "Completely fucks up your entire life" use case for credit cards is unbounded. In theory a credit card could cover an income or a savings gap. You hear stories all the time of people having to put essential home repairs like a water heater or an HVAC system on a credit card because that's all they had. And yet, I have literally never heard that story end with "And then next month I scrounged up the money to pay it off". The story always goes "And that's why 5 years later I have high 5 low 6 figures in credit card debt". It's almost as if, much as it would have sucked, they'd have been better off without hot water or without central air until they scrounged, picked up hours, did gigs or begged until they had the money.

But who knows, maybe that's my emergency savings privilege talking.

I mean, it largely comes down to just realizing that the "Doesn't completely fuck up your entire life" use case for credit cards is narrow, and the "Completely fucks up your entire life" use case for credit cards is unbounded.

But it's not. 82% of American adults use credit cards. More than half didn't even carry a balance.

You hear stories all the time of people having to put essential home repairs like a water heater or an HVAC system on a credit card because that's all they had. And yet, I have literally never heard that story end with "And then next month I scrounged up the money to pay it off".

There's no story if that happens.